Low income, high premium

Hi. Posting for my girlfriend. We’re trying to adult. I feel like I semi have my mind wrapped around my own insurance— I pay 400/mo and make about 40k/year. Seems high to me but I’ve been assured it’s normal for my specific situation. My girlfriend on the other hand makes 10k. Her insurance last year was 60/month on a marketplace plan. This year her income has upped to 12k, she turned 25, and her insurance has increased 6x and is now 350/mo for a silver plan (similar coverage as last year and necessary bc she is on prescription meds that require 4 doctor appointments per year). Her estimated yearly per the marketplace is 5k. Anyways. Did she miss a tax credit or something? Or is my girlfriend who makes 12k a year really supposed to spend 5k a year in order to stay on her meds?

submitted by /u/liking_hiking
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Hi. Posting for my girlfriend. We’re trying to adult. I feel like I semi have my mind wrapped around my own insurance— I pay 400/mo and make about 40k/year. Seems high to me but I’ve been assured it’s normal for my specific situation. My girlfriend on the other hand makes 10k. Her insurance last year was 60/month on a marketplace plan. This year her income has upped to 12k, she turned 25, and her insurance has increased 6x and is now 350/mo for a silver plan (similar coverage as last year and necessary bc she is on prescription meds that require 4 doctor appointments per year). Her estimated yearly per the marketplace is 5k. Anyways. Did she miss a tax credit or something? Or is my girlfriend who makes 12k a year really supposed to spend 5k a year in order to stay on her meds?
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