I had a 4 or 5 day gap in health insurance as I changed jobs recently. I didn’t have the new health insurance card when I picked up my prescriptions, so I payed out of pocket using my HSA.
I saved the RX receipts/fill slips and the receipt showing the date they were actually purchased. I intentionally waited until after I knew my new coverage was active before picking up the RXs.
I submitted 3 RXs for reimbursement and received deductible credits for 1 of 3. The one covered was “filled” after my new health insurance started. The 2 others were “Filled” during the gap, but were picked up and paid for after my new insurance started.
Do I have grounds for an appeal? If I had known this would be an issue, I would have asked the pharmacist to un-fill and re-fill the prescriptions.
submitted by /u/magicwuff
[link] [comments]I had a 4 or 5 day gap in health insurance as I changed jobs recently. I didn’t have the new health insurance card when I picked up my prescriptions, so I payed out of pocket using my HSA. I saved the RX receipts/fill slips and the receipt showing the date they were actually purchased. I intentionally waited until after I knew my new coverage was active before picking up the RXs. I submitted 3 RXs for reimbursement and received deductible credits for 1 of 3. The one covered was “filled” after my new health insurance started. The 2 others were “Filled” during the gap, but were picked up and paid for after my new insurance started. Do I have grounds for an appeal? If I had known this would be an issue, I would have asked the pharmacist to un-fill and re-fill the prescriptions. submitted by /u/magicwuff [link] [comments]Read Morer/HealthInsurance