Marketplace and Tax Mess Couple 32 in VA

Hello,

My husband and I would like to get healthcare for the following year. We’ve been without healthcare for YEARS because our jobs did not offer it and my husband is wrapped in a wacky tax situation. We live in VA, we are 32 turning 33. I have minimal health problems, asthma and allergies, that don’t require much care. However, my husband has been experiencing prostate issues for the past couple of years, they have done basic testing, but nothing like biopsy or mri, I assume because of the cost.

Ok so here’s the wacky things I assume you all need to know

He has not filed his taxes for previous tax year.

We file separately, his tax situation has been a mess since we were married. I don’t know how that works on a couple”s market place plan.

I think we fall into the poverty line. He makes 24,000 before taxes. I currently make 0$ I had to quit working to take care of my blind grandfather after my grandmother passed away in July., When I was working full time I only made about 22,000 a year.

To further complicate things, we own cattle, which contribute to his income but it varies depending on market value.

Another further complication is last year, he inherited $60,000 when his grandmother passed.. How are things like that taken into account?

I don’t want to accept a subsidy plan and end up haiving to pay several thousand dollars when tax time comes.

What is this best option? Should we try to get separate plans? Should we go with a private insurance plan? What level of plan do you think he needs since mediical testing is in his future?

submitted by /u/rainbowbritexx
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Hello, My husband and I would like to get healthcare for the following year. We’ve been without healthcare for YEARS because our jobs did not offer it and my husband is wrapped in a wacky tax situation. We live in VA, we are 32 turning 33. I have minimal health problems, asthma and allergies, that don’t require much care. However, my husband has been experiencing prostate issues for the past couple of years, they have done basic testing, but nothing like biopsy or mri, I assume because of the cost. Ok so here’s the wacky things I assume you all need to know He has not filed his taxes for previous tax year. We file separately, his tax situation has been a mess since we were married. I don’t know how that works on a couple”s market place plan. I think we fall into the poverty line. He makes 24,000 before taxes. I currently make 0$ I had to quit working to take care of my blind grandfather after my grandmother passed away in July., When I was working full time I only made about 22,000 a year. To further complicate things, we own cattle, which contribute to his income but it varies depending on market value. Another further complication is last year, he inherited $60,000 when his grandmother passed.. How are things like that taken into account? I don’t want to accept a subsidy plan and end up haiving to pay several thousand dollars when tax time comes. What is this best option? Should we try to get separate plans? Should we go with a private insurance plan? What level of plan do you think he needs since mediical testing is in his future?
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