Marketplace coverage while unemployed

Hi all. Hoping someone can explain this

If I am currently temporarily unemployed, making 0$, but don’t want Medicaid- why am I screwed out of the marketplace subsidy. Why would insurance be cheaper making 100-400% FPL than making 0%.

Am I wrong? Is there still a way to tell the govt “no, I know I qualify for Medicaid but would rather PAY for subsidized insurance, how do I do that”

Any help appreciated- Also urgent since open enrollment ends. Thanks!

submitted by /u/el799
[link] [comments]Hi all. Hoping someone can explain this If I am currently temporarily unemployed, making 0$, but don’t want Medicaid- why am I screwed out of the marketplace subsidy. Why would insurance be cheaper making 100-400% FPL than making 0%. Am I wrong? Is there still a way to tell the govt “no, I know I qualify for Medicaid but would rather PAY for subsidized insurance, how do I do that” Any help appreciated- Also urgent since open enrollment ends. Thanks! submitted by /u/el799 [link] [comments]Read Morer/HealthInsurance

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