Married couple- federal vs state health insurance options

Hello, My husband and I married last year but have kept separate health insurance policies. One is a federal employee, the other is a MD state university employee. We both have BCBS – fed employee and state Carefirst. Both have very solid options, however, it is cheaper for both to be on the BCBS Carefirst state plan. Are there any advantages/disadvantages to combine both to a state plan? Or would it make more sense for each to continue keeping separate plans?

Thanks

submitted by /u/Chmaa
[link] [comments]Hello, My husband and I married last year but have kept separate health insurance policies. One is a federal employee, the other is a MD state university employee. We both have BCBS – fed employee and state Carefirst. Both have very solid options, however, it is cheaper for both to be on the BCBS Carefirst state plan. Are there any advantages/disadvantages to combine both to a state plan? Or would it make more sense for each to continue keeping separate plans? Thanks submitted by /u/Chmaa [link] [comments]Read Morer/HealthInsurance

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