My Insurance has Deductible $0 but Out-of-pocket maximum $8,550. What Does This Mean?

https://imgur.com/9hBOPco

I had the same insurance last year and paid about $150 a month. I went to Urgent care and ended up paying $100 dollars out of pocket and insurance maybe covered $50?

I have $0 deductible, but I guess urgent care is considered a specialist and I have to pay the $100 fee?

So basically, if I have a serious injury that require major surgery or I get a disease that needs treatment and the cost comes out to lets say over $80,000 in hospital cost, the insurance will pay for it?

But for treatments if I had to go to the emergency room I have to pay the $1150 and see a specialist I have to pay the $100 until I reach the $8,550 max.

Thanks to those who can confirm.

submitted by /u/PeeTeeTrainer
[link] [comments]
https://imgur.com/9hBOPco ​ I had the same insurance last year and paid about $150 a month. I went to Urgent care and ended up paying $100 dollars out of pocket and insurance maybe covered $50? I have $0 deductible, but I guess urgent care is considered a specialist and I have to pay the $100 fee? So basically, if I have a serious injury that require major surgery or I get a disease that needs treatment and the cost comes out to lets say over $80,000 in hospital cost, the insurance will pay for it? But for treatments if I had to go to the emergency room I have to pay the $1150 and see a specialist I have to pay the $100 until I reach the $8,550 max. Thanks to those who can confirm.
submitted by /u/PeeTeeTrainer [link] [comments]Read Morer/HealthInsurance

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