The same plan I had last year is going up by $40, and the same jump or higher for primary care visits and specialists. I believe it’s because my tax credit is reduced because I make more now, though I use that term lightly. Still just above paycheck to paycheck and that’s only because my living expense is fairly cheap, here. I feel like I’m getting absolutely robbed if I stick with this current plan.
I’m thinking of switching to the best available Bronze plan to lower the premium back to what it was this past year. I don’t go to the doctor often, and virtual counseling for mental health is always free under any level of insurance in this company (the only consistent thing I’d want to use) so a lower premium is my biggest concern. Doctor visits and specialists would be around $60 unless it’s an annual physical but I figure that’s better than $40 extra every month.
Is there anything else I should consider before switching plans? I’m in the dark with this stuff so appreciate any advice even if it’s just general advice. Really wish school had taught me more about how to navigate insurance and other adult things instead of just how to solve X’s problems for it.
submitted by /u/ZeBugHugs
[link] [comments]The same plan I had last year is going up by $40, and the same jump or higher for primary care visits and specialists. I believe it’s because my tax credit is reduced because I make more now, though I use that term lightly. Still just above paycheck to paycheck and that’s only because my living expense is fairly cheap, here. I feel like I’m getting absolutely robbed if I stick with this current plan. I’m thinking of switching to the best available Bronze plan to lower the premium back to what it was this past year. I don’t go to the doctor often, and virtual counseling for mental health is always free under any level of insurance in this company (the only consistent thing I’d want to use) so a lower premium is my biggest concern. Doctor visits and specialists would be around $60 unless it’s an annual physical but I figure that’s better than $40 extra every month. Is there anything else I should consider before switching plans? I’m in the dark with this stuff so appreciate any advice even if it’s just general advice. Really wish school had taught me more about how to navigate insurance and other adult things instead of just how to solve X’s problems for it. submitted by /u/ZeBugHugs [link] [comments]Read Morer/HealthInsurance