Need guidance regarding seeking a policy that would cover pre-existing conditions thru the marketplace OR private insurance now that income will exceed marketplace required income.

My fiance lost his job early this year & was able to get a policy thru the market place. However, his situation has changed. He has been offered a job making a little more than the $51,040 that I believe is the Max income for the market place and the problem is that the job doesn’t offer health insurance! Is it possible that he can find an insurance policy that would cover him for substance abuse treatment since i believe this would be considered a pre-existing condition and has seeked therapy in the past for developing a physical dependence to opioids as a result of a previous injury. What are his options?? ANY advise would be highly appreciated since his plan is to enroll in a detox 7 day program. Should he simply ask the program he’ll be attending what insurance companies they accept& seek them out prior to Dec 15th but would they even cover him given his prior history?

submitted by /u/Mcp143
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My fiance lost his job early this year & was able to get a policy thru the market place. However, his situation has changed. He has been offered a job making a little more than the $51,040 that I believe is the Max income for the market place and the problem is that the job doesn’t offer health insurance! Is it possible that he can find an insurance policy that would cover him for substance abuse treatment since i believe this would be considered a pre-existing condition and has seeked therapy in the past for developing a physical dependence to opioids as a result of a previous injury. What are his options?? ANY advise would be highly appreciated since his plan is to enroll in a detox 7 day program. Should he simply ask the program he’ll be attending what insurance companies they accept& seek them out prior to Dec 15th but would they even cover him given his prior history?
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