Have a questions and looking for advice. SO has an insurance plan through graduate school which ends Aug 15th (so not COBRA eligible). So she was looking at insurance plans and was told she had to purchase through the marketplace. So once in contact with the marketplace she picks a plan and they state plans can only start on the first of the month; Sept 1st leaves a two week gap. BUT they state that she cannot purchase a plan that “started” Aug 1st (willing to pay for the whole month) because they will not sell if you already have health insurance. There is no law against it, but apparently it is their policy. So now there is a gap the marketplace won’t fill (their recommendation is that it’s not a big deal and “lie low”). The school and that plan are unable to cancel the current plan due to some other type of red tape. So does anyone have any ideas on how to fill the gap in insurance? It seems like it would have to be off the marketplace, but it seems like that’s not possible?
TL;DR – Anyone know how to purchase off marketplace insurance in New York State?
submitted by /u/HumanBarnacle
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Have a questions and looking for advice. SO has an insurance plan through graduate school which ends Aug 15th (so not COBRA eligible). So she was looking at insurance plans and was told she had to purchase through the marketplace. So once in contact with the marketplace she picks a plan and they state plans can only start on the first of the month; Sept 1st leaves a two week gap. BUT they state that she cannot purchase a plan that “started” Aug 1st (willing to pay for the whole month) because they will not sell if you already have health insurance. There is no law against it, but apparently it is their policy. So now there is a gap the marketplace won’t fill (their recommendation is that it’s not a big deal and “lie low”). The school and that plan are unable to cancel the current plan due to some other type of red tape. So does anyone have any ideas on how to fill the gap in insurance? It seems like it would have to be off the marketplace, but it seems like that’s not possible? TL;DR – Anyone know how to purchase off marketplace insurance in New York State?
submitted by /u/HumanBarnacle [link] [comments]Read Morer/HealthInsurance