[NYC] Open Enrollment Nightmare – Can I pay anyone to help me who is not incentivized to sell me and make money off of me? Please help me decide on a health insurance plan, this is horrible

Hello all,

I am really lost and frustrated with this process. In the past I was taken advantage of and sold a discount health plan (here is the Health Sharing Plan – notice the 1.5 stars) . I call the NY State health board and when they connect me to someone to help me, its a Broker who only represents 1 or 2 companies.

  • I have no idea if the two companies that they represent are the best or not
  • I have no idea of other companies that they do not represent are better or not
  • I feel like they take advantage of me, and are incentivized to sell me on something that they represent, and not a plan that they don’t represent.

I have these options I have found:

I am lost, upset and really don’t know where I can search for help or answers… Brokers only represent 1-2 of the available companies. How can I trust them when they are incentivized to sell me one they represent and not truly tell me the best option?

I want the best. I want:

  • Health Max coverage
  • Pregnancy options incase my Fiancé’ gets pregnant
  • Vision / Dental
  • Mental Health
  • $800 – $1600 per month

Link to a similar post I made

submitted by /u/cs_legend_93
[link] [comments]
Hello all, I am really lost and frustrated with this process. In the past I was taken advantage of and sold a discount health plan (here is the Health Sharing Plan – notice the 1.5 stars) . I call the NY State health board and when they connect me to someone to help me, its a Broker who only represents 1 or 2 companies.
I have no idea if the two companies that they represent are the best or not I have no idea of other companies that they do not represent are better or not I feel like they take advantage of me, and are incentivized to sell me on something that they represent, and not a plan that they don’t represent.
​ I have these options I have found:
Some Health agency in NYC wanted to sell me these (BCBS / Cigna)
Download Link to policy options
I went on the NY Health website and these were the results – 4 pages of 3-star companies…
Page 1 Page 2 Page 3 Page 4

​ I am lost, upset and really don’t know where I can search for help or answers… Brokers only represent 1-2 of the available companies. How can I trust them when they are incentivized to sell me one they represent and not truly tell me the best option? ​ I want the best. I want:
Health Max coverage Pregnancy options incase my Fiancé’ gets pregnant Vision / Dental Mental Health $800 – $1600 per month
​ Link to a similar post I made
submitted by /u/cs_legend_93 [link] [comments]Read Morer/HealthInsurance

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