OSCAR premium changes, what is going on?

Hello all,

I (30M) recently aged out of Simple Secure coverage and got automatically upgraded to an Oscar Bronze Classic. Premiums jumped from $185 to $657/mo (expensive af because I live in NY state -__-). My employer has agreed to reimburse me for an annual rate of $5000, so I logged in to my healthcare portal to check for payment options.

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I saw that now: 1) monthly premiums for my plan had dropped to $612/month;

2) I had a credit of $137 to my account balance (this would be the difference of how much I overpaid for January-March)

3) the portal said my next bill would be due in September.

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Now, all this is totally fine by me, but why are my premiums being changed without me being notified? And why is my next bill due 6 months from now when my credit balance should only cover part of the next month’s bill?

Trust me I’m fine not having to pay until then I just want to make sure I won’t be denied coverage or be forced to back pay for those months if it turns out they made an error.

​

Thanks for any and all help or advice. Basically just hoping I don’t have to do anything and I just got 6 months’ free health insurance for some reason lol

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EDIT: included age and correct flair

submitted by /u/Griffey4President
[link] [comments]Hello all, I (30M) recently aged out of Simple Secure coverage and got automatically upgraded to an Oscar Bronze Classic. Premiums jumped from $185 to $657/mo (expensive af because I live in NY state -__-). My employer has agreed to reimburse me for an annual rate of $5000, so I logged in to my healthcare portal to check for payment options. ​ I saw that now: 1) monthly premiums for my plan had dropped to $612/month; 2) I had a credit of $137 to my account balance (this would be the difference of how much I overpaid for January-March) 3) the portal said my next bill would be due in September. ​ Now, all this is totally fine by me, but why are my premiums being changed without me being notified? And why is my next bill due 6 months from now when my credit balance should only cover part of the next month’s bill? Trust me I’m fine not having to pay until then I just want to make sure I won’t be denied coverage or be forced to back pay for those months if it turns out they made an error. ​ Thanks for any and all help or advice. Basically just hoping I don’t have to do anything and I just got 6 months’ free health insurance for some reason lol ​ EDIT: included age and correct flair submitted by /u/Griffey4President [link] [comments]Read Morer/HealthInsurance

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