Questions about Marketplace application, choosing a plan & timing of coverage

I’m leaving my job soon and will lose my health insurance. I will be applying for coverage through the marketplace for myself and my adult son who is a college student living at home.

Should I get a professional to help with the application and choosing a plan or is it something I can do on my own? I have narrowed the plans down to a few that our Dr’s are in-network but I still don’t know enough to make a choice.

Do I fill out the application and then wait to pick a plan after we are accepted?

How can I best avoid a lapse in coverage? I would like to leave my job at the end of Jan but I can wait until the end of Feb if it will mean no lapse in coverage.

Thanks in advance!

submitted by /u/gingersnaptatertot
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I’m leaving my job soon and will lose my health insurance. I will be applying for coverage through the marketplace for myself and my adult son who is a college student living at home. Should I get a professional to help with the application and choosing a plan or is it something I can do on my own? I have narrowed the plans down to a few that our Dr’s are in-network but I still don’t know enough to make a choice. Do I fill out the application and then wait to pick a plan after we are accepted? How can I best avoid a lapse in coverage? I would like to leave my job at the end of Jan but I can wait until the end of Feb if it will mean no lapse in coverage. Thanks in advance!
submitted by /u/gingersnaptatertot [link] [comments]Read Morer/HealthInsurance

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