Hi all! My husband has been out of work for a year, and I had to go to part-time at my job, due to health reasons. Because of this I lost our family coverage. COBRA is too expensive for us right now and we are looking into marketplace insurance. However it seems so complicated. My son works, so do we have to include his income (he is 21), for our estimated income, even though we claim him as a dependent? If we get the tax credit and my husband gets a job soon, do we just pay back the credit for the months we had the insurance? We are so confused. HELP! P.S we need a family plan. P.P.S if it includes our son, we have a total of about 75,000 in income including what I make and my husband’s unemployment.
submitted by /u/Sweetjaybird
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Hi all! My husband has been out of work for a year, and I had to go to part-time at my job, due to health reasons. Because of this I lost our family coverage. COBRA is too expensive for us right now and we are looking into marketplace insurance. However it seems so complicated. My son works, so do we have to include his income (he is 21), for our estimated income, even though we claim him as a dependent? If we get the tax credit and my husband gets a job soon, do we just pay back the credit for the months we had the insurance? We are so confused. HELP! P.S we need a family plan. P.P.S if it includes our son, we have a total of about 75,000 in income including what I make and my husband’s unemployment.
submitted by /u/Sweetjaybird [link] [comments]Read Morer/HealthInsurance