Shopping for marketplace insurance for my family of 3 and confused why my child can’t be included.

I am trying to get an idea what a 2022 insurance plan is going to cost to cover myself (36), wife (36), and child that is due later this year.

While filling out the income survey on Healthcare.gov if I put my best estimate of household income ($60k) it will only show me plans for my wife and myself. It says the baby needs to register for CHIP instead.

But in my state (GA) it says there is a income limit of $54.2k for the child to be eligible for CHIP.

Then if I go back to the Healthcare.gov page and bump the household income up to $69k suddenly it includes the baby in the plan and no longer recommends CHIP. Anything below $69k and it still recommends CHIP.

It seems like based on our income that we land right in the middle of a gap between $54.2k and $69k that leaves us with no choice but to pay full price for the babies plan.

Am I missing something?

submitted by /u/Fried_Salt
[link] [comments]
I am trying to get an idea what a 2022 insurance plan is going to cost to cover myself (36), wife (36), and child that is due later this year. While filling out the income survey on Healthcare.gov if I put my best estimate of household income ($60k) it will only show me plans for my wife and myself. It says the baby needs to register for CHIP instead. But in my state (GA) it says there is a income limit of $54.2k for the child to be eligible for CHIP. Then if I go back to the Healthcare.gov page and bump the household income up to $69k suddenly it includes the baby in the plan and no longer recommends CHIP. Anything below $69k and it still recommends CHIP. It seems like based on our income that we land right in the middle of a gap between $54.2k and $69k that leaves us with no choice but to pay full price for the babies plan. Am I missing something?
submitted by /u/Fried_Salt [link] [comments]Read Morer/HealthInsurance

Leave a Reply

Your email address will not be published.