I have an Obamacare marketplace plan. My state pinged me to update my account to get extra savings under the American Rescue Plan (I was on unemployment this year). I noticed that the plan I have and want to keep costs more if I newly signed up today. If I had to accept the higher premium then I’m a little better off doing nothing and getting the extra savings (from a higher premium tax credit) at tax time. But I’d update my account today if I knew I could keep my plan at the same premium. Can I do that? My state saves and applies the inputs from each screen (you can’t undo by canceling the changes at the end), so I may be committed to a higher premium just by checking what happens during an update.
submitted by /u/wupdup
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I have an Obamacare marketplace plan. My state pinged me to update my account to get extra savings under the American Rescue Plan (I was on unemployment this year). I noticed that the plan I have and want to keep costs more if I newly signed up today. If I had to accept the higher premium then I’m a little better off doing nothing and getting the extra savings (from a higher premium tax credit) at tax time. But I’d update my account today if I knew I could keep my plan at the same premium. Can I do that? My state saves and applies the inputs from each screen (you can’t undo by canceling the changes at the end), so I may be committed to a higher premium just by checking what happens during an update.
submitted by /u/wupdup [link] [comments]Read Morer/HealthInsurance