This is the first time I’ve had the money (or ability) to get health insurance on my own. I’ve never had a decent enough job to give healthcare, nor made enough to get it on my own until now. I’m mid-30s with a spouse of similar age.
The problem is: we are both planning on leaving our current state (FL), and we really don’t want to go through the cost/effort of paying a couple thousand in premiums we will likely never get to benefit from.
I saw that Special Enrollment periods are triggered if you move, but it also sounded like we might have had to already be paying on insurance prior to this? Am I just forced to pay for insurance in FL, move, and then swap to our destination state’s insurances, or do I have options I’m not seeing?
We’d prefer (for obvious financial reasons) to avoid getting FL insurance and just get insurance when we move, but I’m not sure if A) it’ll be possible, or B) if the premiums will be drastically more. I’ve never touched health insurance, and neither school nor parents prepared us for dealing with this.
submitted by /u/Kalmora
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This is the first time I’ve had the money (or ability) to get health insurance on my own. I’ve never had a decent enough job to give healthcare, nor made enough to get it on my own until now. I’m mid-30s with a spouse of similar age. The problem is: we are both planning on leaving our current state (FL), and we really don’t want to go through the cost/effort of paying a couple thousand in premiums we will likely never get to benefit from. I saw that Special Enrollment periods are triggered if you move, but it also sounded like we might have had to already be paying on insurance prior to this? Am I just forced to pay for insurance in FL, move, and then swap to our destination state’s insurances, or do I have options I’m not seeing? We’d prefer (for obvious financial reasons) to avoid getting FL insurance and just get insurance when we move, but I’m not sure if A) it’ll be possible, or B) if the premiums will be drastically more. I’ve never touched health insurance, and neither school nor parents prepared us for dealing with this.
submitted by /u/Kalmora [link] [comments]Read Morer/HealthInsurance