Trying to Find a Good Health Insurance Paid Out of Pocket

I am trying to shop for private health insurance online (paying out of pocket), not paid by the employer nor Medicaid. My income doesn’t qualify for any health insurance premium tax credit. I have one question: does shopping for health insurance on the marketplace mean only Omaha Care? Which websites work as the health insurance broker to enable people who do not qualify for Obama Care to compare and purchase health insurance out of pocket?

If you buy insurance from the health insurance’s website directly, e.g., Blue Cross, is there any difference from buying from the “insurance marketplace” (https://www.healthcare.gov and each state might have its site)? When people say “buying insurance from the marketplace,” does it refer to Obama care with health insurance premium tax credits only? For folks who would not qualify for health insurance premiums and tax credits, can they still shop on https://www.healthcare.gov to find suitable plans? My thinking is NO — https://www.healthcare.gov only has plans for Obama Care. For people whose income is higher, they can not find a good health insurance plan on healthcare.com. Is this correct? Then is there a website to compare all health insurance with excellent coverage, and is not Obama Care? I know that I can go to a local health insurance broker. But nowadays, with everything online, I think there must also be a lot of health insurance broker websites which do this rather than a broker person? Also which health insurance out of pocket do you think has the best coverage?

submitted by /u/Fresh_Radish_8938
[link] [comments]I am trying to shop for private health insurance online (paying out of pocket), not paid by the employer nor Medicaid. My income doesn’t qualify for any health insurance premium tax credit. I have one question: does shopping for health insurance on the marketplace mean only Omaha Care? Which websites work as the health insurance broker to enable people who do not qualify for Obama Care to compare and purchase health insurance out of pocket? If you buy insurance from the health insurance’s website directly, e.g., Blue Cross, is there any difference from buying from the “insurance marketplace” (https://www.healthcare.gov and each state might have its site)? When people say “buying insurance from the marketplace,” does it refer to Obama care with health insurance premium tax credits only? For folks who would not qualify for health insurance premiums and tax credits, can they still shop on https://www.healthcare.gov to find suitable plans? My thinking is NO — https://www.healthcare.gov only has plans for Obama Care. For people whose income is higher, they can not find a good health insurance plan on healthcare.com. Is this correct? Then is there a website to compare all health insurance with excellent coverage, and is not Obama Care? I know that I can go to a local health insurance broker. But nowadays, with everything online, I think there must also be a lot of health insurance broker websites which do this rather than a broker person? Also which health insurance out of pocket do you think has the best coverage? submitted by /u/Fresh_Radish_8938 [link] [comments]Read Morer/HealthInsurance

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