Turning 26 in Jan. 2022 and Feeling Overwhelmed

As the title says, I am turning 26 early on in the new year and will have to go off my parents’ insurance.

My company will pay 100% of premiums for one health plan, a high deductible Aetna PPO plan (deductible is $6350). I consider myself a generally healthy person (knock on wood) and don’t have to go to the doctor very often. I know that preventive visits (e.g., annual gyn exam) and my birth control will be free.

How much should I put into the Health FSA?

If you were in this situation, with no premium but a very high deductible, would you choose this plan? Or should I pay $200 a month or so for one with a lower deductible?

This is probably a dumb question but I’m just very overwhelmed by the options.

submitted by /u/little_fierce18
[link] [comments]As the title says, I am turning 26 early on in the new year and will have to go off my parents’ insurance. My company will pay 100% of premiums for one health plan, a high deductible Aetna PPO plan (deductible is $6350). I consider myself a generally healthy person (knock on wood) and don’t have to go to the doctor very often. I know that preventive visits (e.g., annual gyn exam) and my birth control will be free. How much should I put into the Health FSA? If you were in this situation, with no premium but a very high deductible, would you choose this plan? Or should I pay $200 a month or so for one with a lower deductible? This is probably a dumb question but I’m just very overwhelmed by the options. submitted by /u/little_fierce18 [link] [comments]Read Morer/HealthInsurance

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