I got married at the end of last year and switched to my wife’s health insurance through work. I got some notices about how my plan would be terminated for non payment as of 12/31/2020, so I assumed that was correct and moved on. Yes, I should have called to explicitly cancel but there’s a lot going on lately so it slipped. I finally called in today and they’re saying that backdating the cancellation is at their discretion. I’m still waiting to find out how that goes.
Assuming they say that I do still owe them premiums for this year, what are the negative consequences? Can they send a bill to collections? Will it impact my credit report?
- Initial coverage was through BCBS of GA purchased directly from them
- I have coverage through a different provider as of December last year
- No claims since summer last year
- I have messages from them going back to December saying my coverage would be terminated as of 12/31/2020
submitted by /u/philfo
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I got married at the end of last year and switched to my wife’s health insurance through work. I got some notices about how my plan would be terminated for non payment as of 12/31/2020, so I assumed that was correct and moved on. Yes, I should have called to explicitly cancel but there’s a lot going on lately so it slipped. I finally called in today and they’re saying that backdating the cancellation is at their discretion. I’m still waiting to find out how that goes. Assuming they say that I do still owe them premiums for this year, what are the negative consequences? Can they send a bill to collections? Will it impact my credit report?
Initial coverage was through BCBS of GA purchased directly from them I have coverage through a different provider as of December last year No claims since summer last year I have messages from them going back to December saying my coverage would be terminated as of 12/31/2020
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