US Health Advisors Offer. Too good to be true? What is the catch here?

Got this offer (summary) from US Health Advisors:

This plan has a Nationwide $3,000 Max-Out-Of-Pocket Deductible PPO plan with 100% Coinsurance using the UnitedHealthcare network, Rates are often times 20-40% lower than comparable plans available, and a 15-month Rate Lock helps protect your premium. Since it sets rates based on health, each individual is fairly represented in the premium instead of requiring extra costs to subsidize others’ plans. This plan also provides 8 doctor visits (3 Sickness, 3 Accident, 2 Urgent Care) upfront for each person per year with First Dollar Coverage and includes $200 for your Annual Wellness Visit. Lastly, MDLive is available to you 24/7 for quick and easy medical access for common issues, with no Consultation Fees to pay–no matter how much you use it.

Total Monthly Premium: $338.85 (Subject to medical underwriting)

What is the catch?

submitted by /u/frankromanolli
[link] [comments]Got this offer (summary) from US Health Advisors: This plan has a Nationwide $3,000 Max-Out-Of-Pocket Deductible PPO plan with 100% Coinsurance using the UnitedHealthcare network, Rates are often times 20-40% lower than comparable plans available, and a 15-month Rate Lock helps protect your premium. Since it sets rates based on health, each individual is fairly represented in the premium instead of requiring extra costs to subsidize others’ plans. This plan also provides 8 doctor visits (3 Sickness, 3 Accident, 2 Urgent Care) upfront for each person per year with First Dollar Coverage and includes $200 for your Annual Wellness Visit. Lastly, MDLive is available to you 24/7 for quick and easy medical access for common issues, with no Consultation Fees to pay–no matter how much you use it. Total Monthly Premium: $338.85 (Subject to medical underwriting) What is the catch? submitted by /u/frankromanolli [link] [comments]Read Morer/HealthInsurance

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