Washington health insurance questions

So this year in 2021 i am a full time doordasher (so IC) and my wife is a bartender/manager at a buffalo wild wings. (Normal w2) and I went and enrolled for a health plan for both of us and when I signed up I saw a number around 230/m but when I signed up it was over 463/m plus dental? Is there something Im missing that is making it so expensive? I can’t afford $500+/m insurance on sub 40k income. Any help would be greatly appreciated. Thanks. Also I would like an HSA because of the triple tax savings.

submitted by /u/TheLoftySloth
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So this year in 2021 i am a full time doordasher (so IC) and my wife is a bartender/manager at a buffalo wild wings. (Normal w2) and I went and enrolled for a health plan for both of us and when I signed up I saw a number around 230/m but when I signed up it was over 463/m plus dental? Is there something Im missing that is making it so expensive? I can’t afford $500+/m insurance on sub 40k income. Any help would be greatly appreciated. Thanks. Also I would like an HSA because of the triple tax savings.
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