What is the benefit to having 2 health plans?

I’m starting a new job and have to choose between a hdhp and a traditional ppo plan. I normally prefer a ppo for peace of mind, but it is really expensive at my new job.

My wife has a traditional plan, but it requires me to take my own if my employer offers one.

Would using her plan as my secondary help me in any way if I choose to save money by enrolling in the hdhp? It would not add any cost to add me to her insurance because she already has the family plan.

submitted by /u/whookid1209
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I’m starting a new job and have to choose between a hdhp and a traditional ppo plan. I normally prefer a ppo for peace of mind, but it is really expensive at my new job. My wife has a traditional plan, but it requires me to take my own if my employer offers one. Would using her plan as my secondary help me in any way if I choose to save money by enrolling in the hdhp? It would not add any cost to add me to her insurance because she already has the family plan.
submitted by /u/whookid1209 [link] [comments]Read Morer/HealthInsurance

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