Our combined income is less than $45,000/year. No children, no pre-existing conditions, and we do not go to the doctor ever unless it is something absolutely terrible (thankfully nothing happened yet). Want to get screenings done once a year.
I understand info below is not everything people look at when deciding on plans but at our limited income, I am happy to have any sort of insurance. Considering one of these plans:
MyBlue Health Bronze 402 – $0 Premium
Deductible $17,100
Generic drugs $10
Primary doctor No charge
Specialist doctor 50% Coinsurance after deductible
Molina Core Care Bronze 4 – $0 Premium
Deductible $0
Generic drugs $28
Primary doctor $30
Specialist doctor $90
MyBlue Health Silver 405 – $85 Premium
Deductible $4,800
Generic drugs $5
Primary doctor No charge
Specialist doctor 40% Coinsurance after deductible
Any reviews or insights? What does “40% Coinsurance after deductible” mean? Does it mean insurance will cover 40% of the quoted rate once we have met the deductible within a year? What if we do not meet the deductible? We are paying 100% for it yes?
submitted by /u/Chiks24
[link] [comments]
Our combined income is less than $45,000/year. No children, no pre-existing conditions, and we do not go to the doctor ever unless it is something absolutely terrible (thankfully nothing happened yet). Want to get screenings done once a year. I understand info below is not everything people look at when deciding on plans but at our limited income, I am happy to have any sort of insurance. Considering one of these plans:
MyBlue Health Bronze 402 – $0 Premium
Deductible $17,100 Generic drugs $10 Primary doctor No charge Specialist doctor 50% Coinsurance after deductible
Molina Core Care Bronze 4 – $0 Premium
Deductible $0 Generic drugs $28 Primary doctor $30 Specialist doctor $90
MyBlue Health Silver 405 – $85 Premium
Deductible $4,800 Generic drugs $5 Primary doctor No charge Specialist doctor 40% Coinsurance after deductible Any reviews or insights? What does “40% Coinsurance after deductible” mean? Does it mean insurance will cover 40% of the quoted rate once we have met the deductible within a year? What if we do not meet the deductible? We are paying 100% for it yes?
submitted by /u/Chiks24 [link] [comments]Read Morer/HealthInsurance