I’ve searched for this and I’ve asked my benefits department (hers is not helpful) and can’t come up with an answer.
Wife and I both happened to get new jobs at the same time. I enrolled our family in my HDHP which has really low limits and allows my spouse to be covered even though she’s offered insurance by her employer. It’s a nice perk.
Now, I opened an HSA at my company which matches $1,500/yr for a family. In enrolling in her benefits, she declined health coverage – however, it still allows her to enroll in an HSA that appears to have an employer match.
Is this a bug in the enrollment system or can she open an HSA for the employer match in addition to my HSA for the employer match.
I fully understand the contributions to both cannot exceed $7,200 in 2021. Just curious what incentive an employer has to match if the employee is not enrolled in the health plans they offer.
Edit: I realize I asked a few months ago about health plans due to new employment – yes, I switched to a new employer since then.
submitted by /u/mjrkwerty
[link] [comments]I’ve searched for this and I’ve asked my benefits department (hers is not helpful) and can’t come up with an answer. Wife and I both happened to get new jobs at the same time. I enrolled our family in my HDHP which has really low limits and allows my spouse to be covered even though she’s offered insurance by her employer. It’s a nice perk. Now, I opened an HSA at my company which matches $1,500/yr for a family. In enrolling in her benefits, she declined health coverage – however, it still allows her to enroll in an HSA that appears to have an employer match. Is this a bug in the enrollment system or can she open an HSA for the employer match in addition to my HSA for the employer match. I fully understand the contributions to both cannot exceed $7,200 in 2021. Just curious what incentive an employer has to match if the employee is not enrolled in the health plans they offer. Edit: I realize I asked a few months ago about health plans due to new employment – yes, I switched to a new employer since then. submitted by /u/mjrkwerty [link] [comments]Read Morer/HealthInsurance