I had to have treatment on my jaw, and I tried to get it pre-approved through my insurance but they don’t do pre-approved (or pre-authorization). So I saved majority of the money (I’m $2,000 short out of $7,000), signed up for CareCredit, used it to pay for my treatment and will make the monthly payments.
I had the treatment done on April 27th. I will be leaving my job (which is where I get my health insurance from) in July. I was looking at my previous claims and I noticed that it takes anywhere from a few days to 2+ months for claims to be processed.
Say that it does take the 2+ months and they make a decision in August, will they still cover the treatment even though I technically don’t have insurance with them anymore because I had it while I was getting treated?
I just need to know how “annoying” and pushy I need to be with my health insurance.
I’m leaving for college which is where I’ll be getting my new health insurance and I highly doubt that the new insurance plan will cover my jaw treatment.
With my treatment, I had to pay for everything up front (total of $7,000) but it will cover the entire treatment process. I have to go in for exams monthly to make sure it’s healing right (12 months long). When I look at my claims, my health insurance did cover the exam fee of the first visit. So I’m assuming they are going to cover at least the 12 exams fees ( $1,500).
submitted by /u/Unhappy_Cells
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I had to have treatment on my jaw, and I tried to get it pre-approved through my insurance but they don’t do pre-approved (or pre-authorization). So I saved majority of the money (I’m $2,000 short out of $7,000), signed up for CareCredit, used it to pay for my treatment and will make the monthly payments. I had the treatment done on April 27th. I will be leaving my job (which is where I get my health insurance from) in July. I was looking at my previous claims and I noticed that it takes anywhere from a few days to 2+ months for claims to be processed. Say that it does take the 2+ months and they make a decision in August, will they still cover the treatment even though I technically don’t have insurance with them anymore because I had it while I was getting treated? I just need to know how “annoying” and pushy I need to be with my health insurance. I’m leaving for college which is where I’ll be getting my new health insurance and I highly doubt that the new insurance plan will cover my jaw treatment. With my treatment, I had to pay for everything up front (total of $7,000) but it will cover the entire treatment process. I have to go in for exams monthly to make sure it’s healing right (12 months long). When I look at my claims, my health insurance did cover the exam fee of the first visit. So I’m assuming they are going to cover at least the 12 exams fees ( $1,500).
submitted by /u/Unhappy_Cells [link] [comments]Read Morer/HealthInsurance