Cigna: Open Access vs Local Plus

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It’s open enrollment time and this time they’re offering this Local Plus plan in addition to the usual Open access plans. All of my current doctors are listed as in-network under the cheaper Local Plus plan so that seems like a good way to save some money. Is there something I’m missing? Any reason to get the Open Access plan if all my doctors are in-network?

submitted by /u/cloudofevil
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It’s open enrollment time and this time they’re offering this Local Plus plan in addition to the usual Open access plans. All of my current doctors are listed as in-network under the cheaper Local Plus plan so that seems like a good way to save some money. Is there something I’m missing? Any reason to get the Open Access plan if all my doctors are in-network?
submitted by /u/cloudofevil [link] [comments]Read Morer/HealthInsurance

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