[California] So I went on the UMR site and went to the health cost estimator. The average cost for my usual doctor for an office visit with moderate complexity is $540. If I have to pay deductible first, does that mean it will cost me $540 when I get this service?

I used to have a different insurance (BlueShield) and I have seen the $540 price on my claim before. Weirdly, I was never charged for…

View More [California] So I went on the UMR site and went to the health cost estimator. The average cost for my usual doctor for an office visit with moderate complexity is $540. If I have to pay deductible first, does that mean it will cost me $540 when I get this service?