New to health insurance market. How to understand “health insurance” as concept and how to make effective choices between plans for my health needs? Understanding legal liabilities, employer plans and other nuances of insurance care?

I apologize if the flair is weird. I chose the employer flair due to the fact that I am wishing to ask about a plan…

View More New to health insurance market. How to understand “health insurance” as concept and how to make effective choices between plans for my health needs? Understanding legal liabilities, employer plans and other nuances of insurance care?