So after finally working enough hours to qualify for benefits…we have the opportunity to get on the health plan provided by his union.
It’s a no brainer to do so. Premiums are paid quarterly, semi-annually, or annually…and at this point, the cost of the annual premiums is less than 3 months of premiums on the marketplace plan.
Now they do offer to be available as a dual insurance as their plans are based on number of qualifying hours worked as it’s generally all contract work…
2 questions…
Should I just switch (and how do I go about cancelling my marketplace plan?)
Or
Can i just have the dual health coverage and A) which would be primary B) is it possible to do that with a marketplace plan, but keep the subsidies as it is affordable.
The nice thing is that I can keep my current doctors as the plan is with the same insurance company I have on the marketplace, already.
I’m not sure which way to go
I currently pay ~$203/mo on a silver plan from the marketplace.
The union plan is $600/annually.
submitted by /u/Kara-El
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So after finally working enough hours to qualify for benefits…we have the opportunity to get on the health plan provided by his union. It’s a no brainer to do so. Premiums are paid quarterly, semi-annually, or annually…and at this point, the cost of the annual premiums is less than 3 months of premiums on the marketplace plan. Now they do offer to be available as a dual insurance as their plans are based on number of qualifying hours worked as it’s generally all contract work… 2 questions… Should I just switch (and how do I go about cancelling my marketplace plan?) Or Can i just have the dual health coverage and A) which would be primary B) is it possible to do that with a marketplace plan, but keep the subsidies as it is affordable. The nice thing is that I can keep my current doctors as the plan is with the same insurance company I have on the marketplace, already. I’m not sure which way to go I currently pay ~$203/mo on a silver plan from the marketplace. The union plan is $600/annually.
submitted by /u/Kara-El [link] [comments]Read Morer/HealthInsurance