Hi redditors, I urgently need help with an insurance question. Specifically about Child Only Insurance Plans in Texas and if it will cover NICU expenses. Or if they qualify on Medicare even though I earn more the threshold.
I’ll try to keep this to the point. I am a single dad who had twin boys through surrogacy. They were born very premature on Oct 24 and will be in NICU for 2-3 months. I live in California but the babies were born in Texas and I just found out that my CA insurance won’t cover expenses outside of CA.
The first 30 days is supposed to be covered under the surrogates insurance but after that it’s on me. Does anyone know if I can purchase a Child Only Insurance Policy in Texas that will cover their NICU expenses? Or any other solutions besides taking up residency in Texas immediately so I can apply for my own insurance here and add the twins?
I hear the kids might qualify for Medicaid on their own due to their circumstances regardless of my income or that I don’t live in Texas?
I feel like an idiot for taking my agents word that I’m covered and not checking myself. The NICU office said Baby A’s expenses for the 4 days so far has been $65k and Baby B’s $41k.
Thanks in advance for any help.
submitted by /u/skymatty
[link] [comments]Hi redditors, I urgently need help with an insurance question. Specifically about Child Only Insurance Plans in Texas and if it will cover NICU expenses. Or if they qualify on Medicare even though I earn more the threshold. I’ll try to keep this to the point. I am a single dad who had twin boys through surrogacy. They were born very premature on Oct 24 and will be in NICU for 2-3 months. I live in California but the babies were born in Texas and I just found out that my CA insurance won’t cover expenses outside of CA. The first 30 days is supposed to be covered under the surrogates insurance but after that it’s on me. Does anyone know if I can purchase a Child Only Insurance Policy in Texas that will cover their NICU expenses? Or any other solutions besides taking up residency in Texas immediately so I can apply for my own insurance here and add the twins? I hear the kids might qualify for Medicaid on their own due to their circumstances regardless of my income or that I don’t live in Texas? I feel like an idiot for taking my agents word that I’m covered and not checking myself. The NICU office said Baby A’s expenses for the 4 days so far has been $65k and Baby B’s $41k. Thanks in advance for any help. submitted by /u/skymatty [link] [comments]Read Morer/HealthInsurance