Looking for affordable insurance for my wife

My employer offers a pretty reasonable rate to cover myself and our two kids ($218 per month), but to add my wife it goes up to $598, almost a $400 increase. We’ve not been able to afford this, so for the last two years, she just hasn’t had insurance. So far we’ve been able to get by with Teladoc, but it’s been scary/risky with covid. We did both get covid back in September, but thankfully her case wasn’t too bad and she didn’t have to go to the hospital or anything. I haven’t checked healthcare.gov recently, and I will again soon. My memory is a bit fuzzy, but when I checked it back in 2019 when we first ran into this problem, I believe the plan that was offered was as much, if not more, than adding her to my plan, for worse coverage. I will check that site again, but I was wondering if there are any other options I should look into? We live in NC. She’s 34. My income is $49,000 per year.

submitted by /u/altLink7
[link] [comments]My employer offers a pretty reasonable rate to cover myself and our two kids ($218 per month), but to add my wife it goes up to $598, almost a $400 increase. We’ve not been able to afford this, so for the last two years, she just hasn’t had insurance. So far we’ve been able to get by with Teladoc, but it’s been scary/risky with covid. We did both get covid back in September, but thankfully her case wasn’t too bad and she didn’t have to go to the hospital or anything. I haven’t checked healthcare.gov recently, and I will again soon. My memory is a bit fuzzy, but when I checked it back in 2019 when we first ran into this problem, I believe the plan that was offered was as much, if not more, than adding her to my plan, for worse coverage. I will check that site again, but I was wondering if there are any other options I should look into? We live in NC. She’s 34. My income is $49,000 per year. submitted by /u/altLink7 [link] [comments]Read Morer/HealthInsurance

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