Do most Insurance companies require a child to be a dependent of the person who’s attempting to get the child on their insurance?

I don’t think the child would qualify as a dependent if the person is only affiliated to the child by being the child’s fathers, girlfriend esp when the father is still married to the child’s mother and there’s no court orders involved establishing official custody. The child also does not live with or even have unsupervised visitation with either of them. Is this insurance fraud?

submitted by /u/True-Cartographer236
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I don’t think the child would qualify as a dependent if the person is only affiliated to the child by being the child’s fathers, girlfriend esp when the father is still married to the child’s mother and there’s no court orders involved establishing official custody. The child also does not live with or even have unsupervised visitation with either of them. Is this insurance fraud?
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