Just gave birth and now my deductible and out-of-pocket increased during 30 day coverage period for baby. Why?

I contacted my insurance (Aetna- Florida) early on in my pregnancy to understand the final billing amount of a non complicated pregnancy. They said once my deductible and out of pocket max was met, 100% of medical services would be covered thereafter. However, after my baby was born, my insurance increased both values as if I added her to my insurance permanently but I didn’t authorize this. I was told I have a 30 day period that my baby is covered under my insurance under the ORIGINAL deductible and out of pocket max. Now I owe more than what I’ve already spent.. Does anyone have any advice or insight why this occurred?! I’m quite frustrated at the moment, and I’m putting that mildly.

submitted by /u/sassybrunette75
[link] [comments]I contacted my insurance (Aetna- Florida) early on in my pregnancy to understand the final billing amount of a non complicated pregnancy. They said once my deductible and out of pocket max was met, 100% of medical services would be covered thereafter. However, after my baby was born, my insurance increased both values as if I added her to my insurance permanently but I didn’t authorize this. I was told I have a 30 day period that my baby is covered under my insurance under the ORIGINAL deductible and out of pocket max. Now I owe more than what I’ve already spent.. Does anyone have any advice or insight why this occurred?! I’m quite frustrated at the moment, and I’m putting that mildly. submitted by /u/sassybrunette75 [link] [comments]Read Morer/HealthInsurance

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