Maximum out of pocket?

For a platinum plan with an out of pocket maximum of $4,000 and $0 deductible for a family, what does it mean when it says a specialty drug is covered at 50% in network?

If I have to pay the other 50% am I still capped at only paying a max of $4,000 out of pocket on top of my monthly premium costs? Asking because the drug I’m talking about is very expensive.

submitted by /u/RogerFlo
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For a platinum plan with an out of pocket maximum of $4,000 and $0 deductible for a family, what does it mean when it says a specialty drug is covered at 50% in network? If I have to pay the other 50% am I still capped at only paying a max of $4,000 out of pocket on top of my monthly premium costs? Asking because the drug I’m talking about is very expensive.
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