- I am middle-aged.
- I am in relatively poor health with a high BMI but no chronic or incidental conditions other than some hormone issues
- I do well financially
- My partner is similarly situated to me medically
Our choices are:
- Aetna EPO 0 Southeast/N FL
- Aetna EPO 1000 Southeast/N FL
- Aetna EPO 2000 Southeast/N FL
- Aetna PPO 300 Southeast/N FL
- Aetna PPO 750 Southeast/N FL
- Aetna PPO 1000 Southeast/N FL
- Aetna PPO 2000 Southeast/N FL
- Aetna PPO 3000 Southeast/N FL
- Aetna PPO 5000 Southeast/N FL
- Aetna PPO 6350 Southeast/N FL
- Aetna PPO 7150 Southeast/N FL
- Aetna HDHP 3000 Southeast/N FL
The HDHP plan feels wrong to me, but the PPO 7150 is $0 cost for pretty decent coverage after the deductible. My current plan is a POS in NY, for which I paid almost $12000 in 2020 – no POS is available for me in NC. I don’t visit out of network providers in NY but I may in NC/GA. What plan should I choose?
submitted by /u/arimathea
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I am middle-aged. I am in relatively poor health with a high BMI but no chronic or incidental conditions other than some hormone issues I do well financially My partner is similarly situated to me medically
Our choices are:
Aetna EPO 0 Southeast/N FL Aetna EPO 1000 Southeast/N FL Aetna EPO 2000 Southeast/N FL Aetna PPO 300 Southeast/N FL Aetna PPO 750 Southeast/N FL Aetna PPO 1000 Southeast/N FL Aetna PPO 2000 Southeast/N FL Aetna PPO 3000 Southeast/N FL Aetna PPO 5000 Southeast/N FL Aetna PPO 6350 Southeast/N FL Aetna PPO 7150 Southeast/N FL Aetna HDHP 3000 Southeast/N FL
The HDHP plan feels wrong to me, but the PPO 7150 is $0 cost for pretty decent coverage after the deductible. My current plan is a POS in NY, for which I paid almost $12000 in 2020 – no POS is available for me in NC. I don’t visit out of network providers in NY but I may in NC/GA. What plan should I choose?
submitted by /u/arimathea [link] [comments]Read Morer/HealthInsurance