Ppo vs hmo

I’m considering switching from PPO to HMO. I understand that to see any specialist one needs a referral from primary doc. If you need to go to weekly therapy or quarterly dermatologist visits for example do you need a referral each time? Do you need a referral for specialists you are already seeing on a recurring basis?

submitted by /u/ColibriPequena
[link] [comments]I’m considering switching from PPO to HMO. I understand that to see any specialist one needs a referral from primary doc. If you need to go to weekly therapy or quarterly dermatologist visits for example do you need a referral each time? Do you need a referral for specialists you are already seeing on a recurring basis? submitted by /u/ColibriPequena [link] [comments]Read Morer/HealthInsurance

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