I was wondering if anyone could help me with understanding how qualifying life events work and if there’s anything I can do. I’m going to write this out as a timeline so it makes sense. I have an employer sponsored health plan through Aetna.
May 2020 husband lost job due to covid but not coverage
August 2020 husband lost coverage
August 2020 I contact HR they say enrollment opens in October. Here was my first mistake, I should have pushed it and enrolled him then
October 2020 is open enrollment. I apparently clicked the wrong button and even though I put in all y spouses information and sent in my marriage license, apparently I selected children only.
January 2020 I think spouse should be on insurance now from the open enrollment, find out about the computer error.
April 2020 finalize adoption of 2 kids, so I contact insurance about a special enrollment period, they said it only applies to the children.
Is there anything I can do? Is it true that the special enrollment only applies to the person who triggers it?
I have insurance through the VA that’s better than Aetna and with my husband unemployed I could probably get my bio on medicaid like the kids we adopted, husband is literally the only one who needs insurance and he can’t get it.
Thank you for any guidance you can provide!
submitted by /u/TheRealSquirrelGirl
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I was wondering if anyone could help me with understanding how qualifying life events work and if there’s anything I can do. I’m going to write this out as a timeline so it makes sense. I have an employer sponsored health plan through Aetna. May 2020 husband lost job due to covid but not coverage August 2020 husband lost coverage August 2020 I contact HR they say enrollment opens in October. Here was my first mistake, I should have pushed it and enrolled him then October 2020 is open enrollment. I apparently clicked the wrong button and even though I put in all y spouses information and sent in my marriage license, apparently I selected children only. January 2020 I think spouse should be on insurance now from the open enrollment, find out about the computer error. April 2020 finalize adoption of 2 kids, so I contact insurance about a special enrollment period, they said it only applies to the children. Is there anything I can do? Is it true that the special enrollment only applies to the person who triggers it? I have insurance through the VA that’s better than Aetna and with my husband unemployed I could probably get my bio on medicaid like the kids we adopted, husband is literally the only one who needs insurance and he can’t get it. Thank you for any guidance you can provide!
submitted by /u/TheRealSquirrelGirl [link] [comments]Read Morer/HealthInsurance