Questions about health insurance. Any feedback would be much appreciated

California

I see a plan on the market place that says:

100 copay for an MRI

1) Yet there’s a 2000 dollar deductible. Do I have to pay full price for the MRI until the deductible, or would it just be 100 bucks no matter what?

2) There’s a max out of pocket of 3,000 for this plan I’m looking at. Let’s say I get surgery from a doctor that’s totally out of network. Am I on the hook for that full bill, or will insurance cover anything no matter what after that 3,000 is paid (in and out of network)

submitted by /u/Yossi25
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California I see a plan on the market place that says: 100 copay for an MRI 1) Yet there’s a 2000 dollar deductible. Do I have to pay full price for the MRI until the deductible, or would it just be 100 bucks no matter what? 2) There’s a max out of pocket of 3,000 for this plan I’m looking at. Let’s say I get surgery from a doctor that’s totally out of network. Am I on the hook for that full bill, or will insurance cover anything no matter what after that 3,000 is paid (in and out of network)
submitted by /u/Yossi25 [link] [comments]Read Morer/HealthInsurance

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