Slightly odd question about insurance reimbursement

This might be weirdly specific but thought I’d come here for advice. I had a septorhinoplasty about 6 months ago and paid for it with cash in full prior to the surgery. My plastic surgeon’s office told me they handle everything with insurance and took a copy of my insurance card. I knew my surgeon was out of network with insurance providers and know that insurance doesn’t usually cover anything cosmetic, but this procedure did have a functional component (the septoplasty). I vaguely recall the surgeon’s office telling me that if I were to receive any checks from my insurance company for the procedure after the fact, I’d need to send the check(s) to the surgeon’s office within X days of receiving it.

Now, I could be mistaken but this is what I remember being told. Today, I unexpectedly received a check from my insurance company for a portion of the procedure, but the check is in my name. I can’t imagine how the surgeon’s office could even possibly cash a check in my name if I sent it to them, but also – I paid for the surgery in full before the procedure. I’m unsure what to do here – do I let my surgeon’s office know about the check? Do I just keep the check myself? Has anyone else ever had this happen, or had their surgeon say something similar?

submitted by /u/thekidslovefranklin
[link] [comments]This might be weirdly specific but thought I’d come here for advice. I had a septorhinoplasty about 6 months ago and paid for it with cash in full prior to the surgery. My plastic surgeon’s office told me they handle everything with insurance and took a copy of my insurance card. I knew my surgeon was out of network with insurance providers and know that insurance doesn’t usually cover anything cosmetic, but this procedure did have a functional component (the septoplasty). I vaguely recall the surgeon’s office telling me that if I were to receive any checks from my insurance company for the procedure after the fact, I’d need to send the check(s) to the surgeon’s office within X days of receiving it. Now, I could be mistaken but this is what I remember being told. Today, I unexpectedly received a check from my insurance company for a portion of the procedure, but the check is in my name. I can’t imagine how the surgeon’s office could even possibly cash a check in my name if I sent it to them, but also – I paid for the surgery in full before the procedure. I’m unsure what to do here – do I let my surgeon’s office know about the check? Do I just keep the check myself? Has anyone else ever had this happen, or had their surgeon say something similar? submitted by /u/thekidslovefranklin [link] [comments]Read Morer/HealthInsurance

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