Trying to understand our options. Married, unemployed, considering pregnancy.

My wife and I are both unemployed, but financially stable enough to get by. We both lost our jobs and coverage in late 2021, then missed ACA enrollment, so we have no insurance and no income (running on savings).

I’m planning to start working around April/May and my role has an average salary around $85k/yr..

We’d like to try to have a baby, and are frankly tired of putting it off over the last couple years. We’re ready to have a kid, like NOW, but no pregnancy yet!

With these plans/changes in mind (pregnancy and my employment/income change), I’m trying to understand our health insurance options to cover us, including a to-be planned pregnancy.

State is Georgia, we’re late 30s.

My questions and understandings: I think we can get Medicare because of our current income, but how might that change once I’m employed? What will happen once I’m employed and want to use/switch to company provided health insurance? Do I have to change doctors? My parents told me medicare might not have as good of doctors, is that a big concern? What about non-medicaid options?

submitted by /u/techuck_
[link] [comments]My wife and I are both unemployed, but financially stable enough to get by. We both lost our jobs and coverage in late 2021, then missed ACA enrollment, so we have no insurance and no income (running on savings). I’m planning to start working around April/May and my role has an average salary around $85k/yr.. We’d like to try to have a baby, and are frankly tired of putting it off over the last couple years. We’re ready to have a kid, like NOW, but no pregnancy yet! With these plans/changes in mind (pregnancy and my employment/income change), I’m trying to understand our health insurance options to cover us, including a to-be planned pregnancy. State is Georgia, we’re late 30s. My questions and understandings: I think we can get Medicare because of our current income, but how might that change once I’m employed? What will happen once I’m employed and want to use/switch to company provided health insurance? Do I have to change doctors? My parents told me medicare might not have as good of doctors, is that a big concern? What about non-medicaid options? submitted by /u/techuck_ [link] [comments]Read Morer/HealthInsurance

Leave a Reply

Your email address will not be published.