Which benefits are best from these two job options?

Hi everyone! Thankfully I’m really fortunate to have two job options on the table. One is public sector and the other is private. I was wondering if you guys could help me figure out which one offers better health benefits because it’s very confusing for me!

Public sector job –

$1,259.02/month cafeteria benefit plan including medical and dental options (City participates in the CalPERS medical insurance plans); City paid life insurance, long-term disability and vision insurance for the employee.

Private sector job (family, myself and spouse would be $225/month) Kaiser California HMO network:

Kaiser CDHP + HSA ($2,000/$4,000 Deductible)

Annual Deductible: $2,000/Single; $4,000/Family (embedded individual $2,800)

Annual OOP Max: $4,000/Single; $7,150/Family (embedded individual $4,000)

Preventive Care: Covered 100%

Covered Services: 10% AD Rx: $10 AD, $30 AD, 20% AD up to $200 Specialty

submitted by /u/bluebutfunctional
[link] [comments]
Hi everyone! Thankfully I’m really fortunate to have two job options on the table. One is public sector and the other is private. I was wondering if you guys could help me figure out which one offers better health benefits because it’s very confusing for me! Public sector job – $1,259.02/month cafeteria benefit plan including medical and dental options (City participates in the CalPERS medical insurance plans); City paid life insurance, long-term disability and vision insurance for the employee. Private sector job (family, myself and spouse would be $225/month) Kaiser California HMO network: Kaiser CDHP + HSA ($2,000/$4,000 Deductible) Annual Deductible: $2,000/Single; $4,000/Family (embedded individual $2,800) Annual OOP Max: $4,000/Single; $7,150/Family (embedded individual $4,000) Preventive Care: Covered 100% Covered Services: 10% AD Rx: $10 AD, $30 AD, 20% AD up to $200 Specialty
submitted by /u/bluebutfunctional [link] [comments]Read Morer/HealthInsurance

Leave a Reply

Your email address will not be published.