My employer offers a medical plan with premiums that don’t meet the ACA affordability standard relative to my income, so I buy on the marketplace. This year I’ve gotten a significant raise, but the employer plan premium still exceeds 10% of my income. Since the cost difference between the marketplace and employer plans is now smaller, I’ve been considered switching to the employer plan because the benefits are better.
I have a 21-year-old in college who is my tax dependent. When she turned 19 the state called her and took her off my plan and put her on a Medicaid plan. If I got on the employer plan and added her, they would pay 50% of the total premium for employee + dependent, which would be completely unaffordable. Would I be required to enroll both of us or could I enroll alone with her staying on Medicaid? We are in Washington state.
submitted by /u/ForensicClams
[link] [comments]My employer offers a medical plan with premiums that don’t meet the ACA affordability standard relative to my income, so I buy on the marketplace. This year I’ve gotten a significant raise, but the employer plan premium still exceeds 10% of my income. Since the cost difference between the marketplace and employer plans is now smaller, I’ve been considered switching to the employer plan because the benefits are better. I have a 21-year-old in college who is my tax dependent. When she turned 19 the state called her and took her off my plan and put her on a Medicaid plan. If I got on the employer plan and added her, they would pay 50% of the total premium for employee + dependent, which would be completely unaffordable. Would I be required to enroll both of us or could I enroll alone with her staying on Medicaid? We are in Washington state. submitted by /u/ForensicClams [link] [comments]Read Morer/HealthInsurance